| | Your First Credit Card |  |
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+4Bluesmama tmontyb Shale Marc™ 8 posters |
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Marc™
…is a Chamber DEITY.
Join date : 2010-01-30
Location : Michigan
Posts : 12006
Rep : 212
| | Subject: Your First Credit Card Wed Sep 21, 2011 12:09 pm | |
| How old were you when you got your first credit card....did you act responsibly or irresponsibly with it? | |
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Shale
...is a Chamber Royal.
Join date : 2010-09-27
Location : Miami Beach
Posts : 9699
Rep : 219
| | Subject: Re: Your First Credit Card Wed Sep 21, 2011 12:14 pm | |
| I was in my 40s and only got it so we could rent cars. I don't believe in credit cards and like to pay as I go along. Now my debit card takes the place of a credit card.
"How you gonna catch up, if you can't keep up?" | |
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tmontyb
…is Authorized.
Join date : 2010-08-14
Location : New York City - NoHo/East Village
Posts : 915
Rep : 37
| | Subject: Re: Your First Credit Card Wed Sep 21, 2011 12:16 pm | |
| My first credit card was Amex, but I don't know if that counts because I was an extra cardholder on my dads account. The first one I got on my own was Macy's. I was 18 at the time. I've always been responsible with my credit cards. | |
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Bluesmama
…is a Power Member.
Join date : 2011-07-09
Location : Portland “Burbs”
Posts : 3353
Rep : 43
| | Subject: Re: Your First Credit Card Wed Sep 21, 2011 12:29 pm | |
| I was 28 or 29, and it was a Mervyn's card. | |
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Nhaiyel
…is a Power Member.
Join date : 2010-02-02
Location : Jersey (West Orange)
Posts : 3137
Rep : 123
| | Subject: Re: Your First Credit Card Wed Sep 21, 2011 4:58 pm | |
| Right after college. While still in college, I was constantly getting junk mailed pre-approved applications from credit card companies, but my parents strongly urged me to not take them up on it. Good thing I didn't, because I know a handful of people my age whose credit is still effed up from their college spending years. | |
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Alan Smithee
...is a 20G Chamber DIETY.
Join date : 2010-09-03
Location : 40º44’18.33”N 73º58’31.82”W
Posts : 25792
Rep : 381
| | Subject: Re: Your First Credit Card Wed Sep 21, 2011 7:15 pm | |
| I didn't get one until after I got married. I think it was a Sears card. | |
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Nystyle709
...is a 20G Chamber DIETY.
Join date : 2010-03-16
Location : New York
Posts : 27030
Rep : 339
| | Subject: Re: Your First Credit Card Wed Sep 21, 2011 9:32 pm | |
| 20. Bank of America. I've been pretty reasonable with my cards. You need them to build credit. Yeah, I ran that first one up, but I've always paid it down or off. | |
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Cheaps
...is a 20G Chamber DIETY.
Join date : 2010-11-17
Posts : 25876
Rep : 252
| | Subject: Re: Your First Credit Card Thu Sep 22, 2011 4:04 am | |
| 29, and it was JCPenneys. I haven't had it for a full year yet, I have a balance, but making my payments on time. They increased my limit a few months ago, so I must be doing something right. | |
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