I have a list of things to buy or have done. Some are gluttonous and some are essential (like for instance, I need an oil change), but I just don't want to spend the money. I itemize things in my head and automatically see my checking account shrinking due to the purchase. I'm cheap. I like to think about and plan having nice and new things, but don't like actually spending money.

I vary. I'm usually like that too but every so often I buy something that's a bit pricey as well.

I'm cheap, but I will spend money if I have to. I constantly look for cheaper alternatives for most things, but I will not sacrifice quality. As I get older, I've gotten a better handle on my finances, even though I still get baffled as to where my money goes. If there is something that I want and I don't need, I'll most likely put it off until I can really afford it. Like that 2011 Audi A4.

Im not cheap at all, I spend my money wisely and freely. I love giving money to the kids so they can go buy a favorite toy or ice cream. On a date I always spend freely if I want to enjoy myself too. I also give to charities every month. You know what they say you have to give to get!!

I'm frugal when it comes to buying ("luxury") things for myself, not others.

I'm semi-frugal, but wouldn't call myself cheap. I work for the sake of making money so I can spend it. I casually save money, but unless I have something in mind, I don't go out of my way to horde it.

I am pretty cheap. But I am also a bit of a contradiction. I love to spoil myself and others, but always try to do so on the cheap. But I do buy fun/luxury items at will. And I can be a bit of an impulse buyer. But, for everyday life, I use coupons, and maximize savings when I can.