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wants2laugh
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    How Much Do You Pay For Car Insurance?

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    Post by Marc™ Tue Sep 20, 2011 2:11 pm

    Mine is $150/mo
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    Post by Nystyle709 Tue Sep 20, 2011 6:12 pm

    Comes out to about 3k a year. I pay by the year...don't pay by the month. It's cheaper.
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    Post by Alan Smithee Tue Sep 20, 2011 8:31 pm

    About $2,400 for two cars.
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    Post by Nystyle709 Tue Sep 20, 2011 10:28 pm

    Alan Smithee wrote:About $2,400 for two cars.

    One of the perks for being old. How Much Do You Pay For Car Insurance? 253468018
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    Post by Alan Smithee Wed Sep 21, 2011 12:01 am

    Nystyle709 wrote:

    One of the perks for being old. How Much Do You Pay For Car Insurance? 253468018

    And a clean record. That's with collision too on both cars. big grin
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    Post by Tony Marino Wed Sep 21, 2011 11:59 am

    I pay about $1,300 a year and thats full coverage.
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    Post by tmontyb Wed Sep 21, 2011 12:58 pm

    I'm paying 1100 a year for full coverage. I've been with State Farm since 1985.
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    Post by Hyacinth Girl Wed Sep 21, 2011 2:42 pm

    $1722/year for two vehicles----and that will be going up at some point soon; my daughter just passed her Learner's Permit exam today, and the driver's license will be following along in about 6 months!
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    Post by Nhaiyel Wed Sep 21, 2011 4:46 pm

    Mine is $1,080 a year.
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    Post by Nystyle709 Wed Sep 21, 2011 9:18 pm

    How come everyone's car insurance is cheaper than mine?
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    Post by Nystyle709 Wed Sep 21, 2011 9:19 pm

    tmontyb wrote:I'm paying 1100 a year for full coverage. I've been with State Farm since 1985.

    Hate 'em.
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    Post by Alan Smithee Wed Sep 21, 2011 9:58 pm

    Nystyle709 wrote:

    Hate 'em.

    We had them for years but they dropped us years ago for absolutely no reason. Won't ever go back.
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    Post by Alan Smithee Wed Sep 21, 2011 9:59 pm

    Nystyle709 wrote:How come everyone's car insurance is cheaper than mine?

    All those people you keep running over to get that last post wins trophy! Wink
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    Post by Nystyle709 Wed Sep 21, 2011 10:29 pm

    Alan Smithee wrote:

    All those people you keep running over to get that last post wins trophy! Wink

    Hey, I haven't ran anyone over in about six months. My insurance should go down this year.
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    Post by tmontyb Thu Sep 22, 2011 12:38 am

    Nystyle709 wrote:

    Hate 'em.

    LOL!! I never had a reason to change and they haven't raised my rates much, so I just stay with them.
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    Post by Shale Thu Sep 22, 2011 12:47 am

    I haven't owned a car in 13 years. Can't even remember what my wife and I paid for insurance. I know we just did the mandatory personal injury insurance. Car cost $6K so wasn't worth colision.
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    Post by Cheaps Thu Sep 22, 2011 4:16 am

    Enough CHEAPS
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    Post by wants2laugh Thu Sep 22, 2011 9:18 am

    Paying $2200 a year for full coverage on 2 Mustangs with Geico... that is dirt cheap. State Farm wanted $5000 for just my new one!!! That is insane.. and i have state farm for home owners/renters/flood/jewlery policies... so it should have been cheaper. I had state farm auto for years until i got married and moved. They upped my insur $700 for moving to the next county. Then when I moved back they refused to drop the rate saying that "premiums went up". They hated my hubby and kept raising us cause of his age--if u are under 25 in NJ you might as well crawl in a whole and die.

    I have $250 deductibles, road assist, towing and rental also. The deductibles make a difference to some companies. Allstate wanted $400 more a year to change from $500 ded to $250 deduct... but with Geico it is only like $75 more a year.
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    Post by Shale Thu Sep 22, 2011 2:22 pm

    wants2laugh wrote:Paying $2200 a year for full coverage on 2 Mustangs with Geico... that is dirt cheap. ... Allstate wanted $400 more a year to change from $500 ded to $250 deduct... but with Geico it is only like $75 more a year.
    Sounds like GEICO is the way to go. That was my first insurance when I was under 25. It only cost about $300 (same as my car) back in '67. I think it actually was for government employees back then - I was in the Air Force.
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    Post by Nystyle709 Thu Sep 22, 2011 3:26 pm

    wants2laugh wrote:Paying $2200 a year for full coverage on 2 Mustangs with Geico... that is dirt cheap. State Farm wanted $5000 for just my new one!!! That is insane.. and i have state farm for home owners/renters/flood/jewlery policies... so it should have been cheaper. I had state farm auto for years until i got married and moved. They upped my insur $700 for moving to the next county. Then when I moved back they refused to drop the rate saying that "premiums went up". They hated my hubby and kept raising us cause of his age--if u are under 25 in NJ you might as well crawl in a whole and die.

    I have $250 deductibles, road assist, towing and rental also. The deductibles make a difference to some companies. Allstate wanted $400 more a year to change from $500 ded to $250 deduct... but with Geico it is only like $75 more a year.

    For NJ.....that is cheaper than dirt. I don't see how you folks in Jersey are paying less than me. NJ is supposed to have the highest auto insurance in the country.
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    Post by CatEyes10736 Thu Sep 22, 2011 4:36 pm

    A little over 1,500 a year.
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    Post by Alan Smithee Fri Sep 23, 2011 2:30 pm

    Nystyle709 wrote:For NJ.....that is cheaper than dirt. I don't see how you folks in Jersey are paying less than me. NJ is supposed to have the highest auto insurance in the country.

    Either 1st or 2nd. About 10-15 years ago it was THE hot button political issue when state regulations made it very unattractive for companies to write policies here. It ain't cheap but it has gotten more affordable. Comparing your rate to W2L & I may be apples to oranges. Do you have GEICO too?. Go online and change your zip code for a quote and see how much it might change.
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    Post by Nystyle709 Fri Sep 23, 2011 2:37 pm

    Alan Smithee wrote:

    Either 1st or 2nd. About 10-15 years ago it was THE hot button political issue when state regulations made it very unattractive for companies to write policies here. It ain't cheap but it has gotten more affordable. Comparing your rate to W2L & I may be apples to oranges. Do you have GEICO too?. Go online and change your zip code for a quote and see how much it might change.

    I have GEICO too. That craps about your insurance going down after 25 is just that. You guys have TWO cars and are paying less than me for my one car. I would have to move to get a better rate and I'm nit 30 yet so my shit is prob just going to remain high.
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    Post by Jason B. Fri Sep 23, 2011 2:41 pm

    I'm paying almost 2 grand annually, which breaks down to roughly $160/mo.
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    Post by Chris Sun Sep 25, 2011 7:25 am

    Usually around $1300, but it went up slightly this year. Why, I have no idea.

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