Are you a member of any loyalty/rewards programs? If so, which ones? Have you found it/them to be beneficial?

I have a store card to CVS that racks up points each time you spend, and you get coupons in return, some of which are for various dollar amounts that act like a cash-back store credit.

I also have the rewards-thing going on with my Citibank Mastercard, but never bothered to look into it until a year or so ago after 20+ years of racking up points. Turns out, we had over 60,000 points saved, and when I turned them in, we got about $600 worth of gift cards to various stores, which allowed for some free shopping! I'll probably wait another 20 years before I cash in, again, because I tend to forget about it.--LOL

I'm apart of Blockbusters and Borders reward programs…but don't really buy at either store enough to receive any regular rewards.

A couple grocery stores, I'm a member of their rewards program, and yes I reap benefits of cheaper gas prices after I spend a certain amount at their stores.

A part of the rewards program at my bank.

I am a member of my supermarkets rewards program.