Visa, Mastercard, Discover or American Express

I only have a Visa debit card. Discover gets dismissed a lot, but I know a few reasonably wealthy people who have Discover and make regular use of it.

I have all, but I use my American Express Gold Card up the wazoo. It's just easier because no interest accumulates. AE keeps telling me I'm approved for the Platinum Card, but I can't justify the $400 a year membership fee.

Anyway, I've become totally against accumulating interest on Visa and Mastercard and I only use them from time to time to keep my accounts active.

I only have Visa and MasterCard. I have a Visa debit card and a Visa and MasterCard credit card. I used to have AmEx.....but I got tired of paying the annual fee. Especially since I don't use my credit cards often, I don't need anything that charges me an annual fee.

femme fatale wrote:I only have a Visa debit card. Discover gets dismissed a lot, but I know a few reasonably wealthy people who have Discover and make regular use of it.

Had an American Express card in college. That lasted all of ten minutes. They wouldn't dare give me another one and I wouldn't dare ask. I have a Visa check/debit card that I use on a regular basis and a very, very restricted Master Card that I've had for three years and only ever used twice. I have pretty much no use for a credit card at all, they're the plastic equivalent to Frankenstein turning on it's creator for anyone who ain't above working class.

I have Visa and MC, but rarely use either.

I only have a debit card. All I need really.

A lot of places don't accept Amex, they'll actually take Discover instead....which I'm usually shocked by. To answer the question, I have a Visa Debit and a Visa Credit. I hardly use the latter. I despise getting those monthly billing statements and having to pay them by check. Credit cards are for "emergency only" on my end.

Only Visa Debit

Visa and a Visa debit card

Cheaps wrote:Only Visa Debit

I never went in for credit. As my dad said "how you gonna catch up if you can't keep up." I sleep better knowing I owe no one.

Debit cards here in Canada are issued by the banks and are used as cash. I have 2 visa cards both with low limits in case we want to use them on internet purchases. We cut up the high limit card last year, then Visa sent us a bill for 8¢, so I took 8 cents to the bank that issued that visa, and paid the bill. A couple of months later we got statement saying we had an 8¢ credit! The large limit card also had a yearly fee, and since we didn't plan to use the card again it seemed silly to pay the fee,

I have one MasterCard that I use and that gets paid right away.

Of course I have a (Visa) debit. Life would be meaningless without it.

As far as credit goes; I have a MasterCard, Amex and my wife just added me to her Discover account. Like everyone else, using them tends to freak me out.

I'm safe with my debit.

I really don't know why people are scared to have credit cards. I guess you have no self control. Credit cards can be good thing and it's a great way to build your credit.

Nystyle709 wrote:I really don't know why people are scared to have credit cards. I guess you have no self control. Credit cards can be good thing and it's a great way to build your credit.

We do tend to use the debit more but it's good to have some debt for your credit rating. I do tend to use the credit card for internet purchases too because of greater protection.

What are you doing up at 3:30 in the morning Uncle?

I took Thursday and Friday ff so when I got up to tinkle I thought I'd stick my head in at the Chamber. Don't worry, I washed my hands first.

Just bought tix to a minor league ball game on line for my daughter, her boyfriend and I. Used the C.C.