HomeDo you think it's ethical for health insurance companies to require a complete checkup before agreeing to insure a client? I ask this because when I first switched over to my own insurance eleven years ago (after aging out of my parents insurance coverage), I was surprised that they didn't require a physical. They asked a bunch a questions but didn't require proof of anything. Of course later I found out that if any answers I gave proved untrue, they would resist covering any medication surrounding it (luckily for me that hasn't been an issue) but at the time I just thought they were being suckers for taking my word.
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Health Insurance Companies Requiring Physical Exams Before Coverage
Jason B.- …is a Power Member.
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Health Insurance Companies Requiring Physical Exams Before Coverage
by Jason B. Mon Feb 07, 2011 3:18 am
RedBedroom- …is a Chamber DEITY.
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Re: Health Insurance Companies Requiring Physical Exams Before Coverage
by RedBedroom Fri Feb 11, 2011 11:17 pm
I am for it. The way I see it, I spend my resources on eating well, working out and living healthy. Why should I pay the same as someone my age, 100+ lbs. overweight, smoking, drinking and not exercising at all?
TPP- …is a Power Member.
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Re: Health Insurance Companies Requiring Physical Exams Before Coverage
by TPP Fri Feb 11, 2011 11:24 pm
Didn't the new law passed rule out excluding people for pre-existing conditions? Or is that just children?
At any rate, I've never had to even fill out a form with my health history when switching insurance. For life insurance, yes, but not health insurance.
At any rate, I've never had to even fill out a form with my health history when switching insurance. For life insurance, yes, but not health insurance.
Nystyle709- ...is a 20G Chamber DIETY.
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Re: Health Insurance Companies Requiring Physical Exams Before Coverage
by Nystyle709 Sat Feb 12, 2011 3:23 am
Nope. Everyone should have health insurance.
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