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CC33 :: DISCUSSION :: The Alcove: General Discussion
 

 Do you write checks?

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PostSubject: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 8:39 pm
Does anyone still write checks? There are a few instances where checks are the only method of payment that will be accepted, or cash, but does anyone still actually carry a book of checks with them for regular use?
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 8:56 pm
LOL, no. I haven't written a check in about 5 years. I do have a checkbook in case it's imperative that I do write a check, but I don't carry it around in my wallet. Most merchants in NYC don't accept personal checks anyway.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 9:19 pm
I have no checkbook so it's a bit odd that I would be writing checks.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 9:22 pm
I just started writing checks about a year ago, but I only write them to pay my cable/internet/phone bill once every month. I've never actually went to a store and wrote a check- I just use my debit card or cash.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 9:33 pm
Just for Utility bills, taxes, etc. I don't write checks in stores cause like NY said most merchants don't accept personal checks here.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 9:37 pm
When I first started getting into the whole adult world of finances, checks were becoming superseded by debit cards. For the most part, I just use my Visa check plastic. It has an acceptance rate of about 95%.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 9:39 pm
No checks. It's online & debit these days.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 9:44 pm
I still write checks. I have some monthly bills that get deducted online, such as my ISP and cable but I don't trust AT&T to give them that option. (I use their landline phone and my DSL runs thru it but don't want their ISP or cable that they keep trying to sell me and if they had my bank authorization I just know they would hook me up)

I still write checks for rent and sometimes send relatives money. It is the easiest way to do that.

I never carry my checkbook with me. For that I have a debit card and buy everything at the stores with it.
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Marc™
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 9:56 pm
Only when I'm mailing bills off, or getting my taxes done. Otherwise I just use my debit card.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 10:14 pm
Very, very rarely. My wife carries the check book with her and I have one folded away in my wallet “just in case”. In case of what, I don’t know. About the only thing she does write checks for is to mail to relatives to pay for crap we bought from our nieces for school fund raisers, Girl Scouts, etc.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptySun Dec 26, 2010 10:57 pm
I have two books of checks that I got when I started my checking account last year. I think I've used no more than five. Most places don't accept checks anymore. Be it credit or debit, it's all about that Visa logo.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptyMon Dec 27, 2010 2:24 pm
Only when I'm mailing off a payment or dropping one in a drop box. Beyond that I almost never take my checkbook out of the little side compartment that I keep it in in my purse.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptyMon Dec 27, 2010 8:01 pm
I still write checks occasionally, outside of bills where I have to mail in the check, etc. I still carry my checkbook with me in my purse. I don't have a debit card, I just write a check. Everybody is inventing things to move everybody faster, but why? It's not like we have anywhere important to go.
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PostSubject: Re: Do you write checks?   Do you write checks? EmptyMon Dec 27, 2010 8:20 pm
MandyPerfumeGirl wrote:
...Everybody is inventing things to move everybody faster, but why? It's not like we have anywhere important to go.

You need to save time so you can text more. hehe
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PostSubject: Re: Do you write checks?   Do you write checks? EmptyTue Dec 28, 2010 1:14 am
Only for rent - at the rate I'm going, I won't need to order anymore cheques for the next 10 or 15 years!
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